Buy a home with Genrae.
We enhance your buying power by reducing your monthly payments.
TODAY'S AVERAGE INTEREST RATE
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vs.
EXAMPLE RATE WITH GENRAE
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Example: 30-year fixed conforming rate, $400,000 loan, 20% Down, 740 Credit, 1.00 Points. 360 Payments
P&I. Taxes, Insurance and HOA not included. Rates subject to change until locked. For comparison only; your rate may differ.*Rates are current as of 09/02/2025
AS SEEN IN
Own with confidence - protected in any market.
Buying a home shouldn't feel like a risk. At Genrae, we've reimagined homeownership to provide you with:
Lower payments can help make your dream home accessible right now.
You don’t have to worry about paying back Genrae if the market dips.
Shared performance allows you to build wealth as your home’s value grows.
Save cash now.
Lock in a mortgage below today’s average 30-year rate, so you keep more cash every month.
Shared performance later.
When you sell, Genrae receives a capped share of your home’s annual appreciation - any upside beyond that is yours.
Testimonials
Genrae makes your American Dream possible, with no rent or landlords.
[Genrae’s] program made homeownership possible in a way that actually made sense—smart, sustainable, and far less stressful than we ever imagined. Every day, we’re grateful we found Genrae, and we can’t recommend them enough. If you feel like homeownership is out of reach, trust us—it’s not.
Florian & Amanda,2024 Genrae Buyers
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